Real Estate Industry Professionals
Who are they and what do they do?

It's vital that you have confidence in the individuals working for you. Once you've selected a professional (maybe a recommendation from a friend or family memeber, maybe from a list you came across on the internet, maybe from the phonebook) you should interview them to make sure they're right for you.
Agents
	Regal Realtor: Agent representing the client of Regal Realty International for the buying, selling or leasing of real property.
	Other Realtor: Agent representing the other customer who is buying, selling or leasing our client's property.
	Lawyer: Individual who is legally approved to act as a real estate broker.
Mortgage Officers
	Loan Officer : Individual who takes the loan application and determines the best loan for the buyer.
	Loan Processor : Assistant to the Loan Officer who collates all necessary documentation for the mortgage.
	Loan Underwriter : Individual or committee with the power to approve or reject a mortgage or ask for specific conditions be met prior to loan approval.
Title Company Agents
	Escrow/Title Officer : Agent who co-ordinates the legal and financial matters, orders the survey, acts as a liason between the buyer and the seller, and completes closing of the transaction.
	Tax Service Representative : Company representative who checks the payment status of property taxes and HomeOwners Association's (HOAs) dues.
	Lawyer: Individual who completes the title search and determines necessary documentation to insure good title to the property.
Property Evaluators
	Appraiser: Licensed professional appointed by the mortgage company to prepare a report on the value of the property.
	Surveyor: Certified professional who measures the property's boundaries and who prepares a topographical drawing of the land.
	Inspector: Either a certified Professional Engineer or Texas Real Estate Commission licensed inspector who evaluates the structural components, mechanical items and pest status of the property.
	Contractor: Individual who prepares cost estimates for needed repairs discovered by the inspector for both the buyer and the seller.
Insurance, Tax Agents & HOAs
	Insurance Broker: Agent responsible for providing quotes and preparing policies required by the mortgage company to protect the collateral.
	Tax District Appraiser : Agent of the Property Appraisal District who determines the value of the property for tax purposes.
	Homeowners Association : Licensed organisation who administers area amenities (swimming pools, security, common areas, etc.), and enforces the neighborhood deed restrictions for a monthly or annual fee.