|It's vital that you have confidence in the individuals working for you. Once you've selected a professional (maybe a recommendation from a friend or family memeber, maybe from a list you came across on the internet, maybe from the phonebook) you should interview them to make sure they're right for you.|
Agent representing the client of Regal Realty International for the buying, selling or leasing of real property.
Agent representing the other customer who is buying, selling or leasing our client's property.
Individual who is legally approved to act as a real estate broker.
|Loan Officer :
Individual who takes the loan application and determines the best loan for the buyer.
|Loan Processor :
Assistant to the Loan Officer who collates all necessary documentation for the mortgage.
|Loan Underwriter :
Individual or committee with the power to approve or reject a mortgage or ask for specific conditions be met prior to loan approval.
|Title Company Agents|
|Escrow/Title Officer :
Agent who co-ordinates the legal and financial matters, orders the survey, acts as a liason between the buyer and the seller, and completes closing of the transaction.
|Tax Service Representative :
Company representative who checks the payment status of property taxes and HomeOwners Association's (HOAs) dues.
Individual who completes the title search and determines necessary documentation to insure good title to the property.
Licensed professional appointed by the mortgage company to prepare a report on the value of the property.
Certified professional who measures the property's boundaries and who prepares a topographical drawing of the land.
Either a certified Professional Engineer or Texas Real Estate Commission licensed inspector who evaluates the structural components, mechanical items and pest status of the property.
Individual who prepares cost estimates for needed repairs discovered by the inspector for both the buyer and the seller.
|Insurance, Tax Agents & HOAs|
Agent responsible for providing quotes and preparing policies required by the mortgage company to protect the collateral.
|Tax District Appraiser :
Agent of the Property Appraisal District who determines the value of the property for tax purposes.
|Homeowners Association :
Licensed organisation who administers area amenities (swimming pools, security, common areas, etc.), and enforces the neighborhood deed restrictions for a monthly or annual fee.